5 Excellent Reasons to Maximize Your Dental Insurance in 2011

Published on November 15, 2011 by

Why should I maximize my dental insurance benefits?  5 Reasons

                   

YEARLY MAXIMUM

DEDUCTIBLE

PREMIUMS

FEE INCREASES

DENTAL PROBLEMS CAN BECOME WORSE

 

      Benefits are only available within your contract year. You must use your benefits or lose them.  Each contract year you pay an out of pocket deductible.  Most companies base their contract year on a calendar year.  If you have dentistry to be performed, whether it be minor or major, it makes good sense to take advantage of any remaining benefits while available.  If you are paying monthly premiums take advantage of your 100% benefits – such as dental check ups, cleanings and diagnostic  xrays.  The possibility exists that fee increases may occur to offset increasing cost of materials, equipment and living.  By delaying dental treatment the risk exists that a condition could worsen therefore becoming more expensive and requiring more extensive treatment.  If you are approaching retirement, it is also prudent to utilize your dental benefits while available.

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